LOU WATERS, CNN ANCHOR: You've heard what the experts have to say about the economy. Here's what some individual Americans have to say about their spending.</s>ED CLARK: Well, I think I've been more cognizant of what I'm spending and trying to make sure that I continue to make my ends meet, but by and large, it hasn't been too bad so far.</s>KATE BRENNAN: I'm definitely cutting back. We need to see how things are going to change and evolve, and just waiting to make sure that things are going to plateau at a certain point, so I'm cutting back.</s>LOUISE TREVILLYAN: Really, not at all. I've had the same job for 25 years and the same salary for 25 years, so not much.</s>BETH JENSEN: The economy has affected my spending habits by making me think a little bit harder before I make a major expenditure.</s>TODD THURSTON: Not really, not yet. I've slowed down a little bit, I suppose. Christmas was pretty -- pretty simple this year.</s>CHERYL MCLAIN: It's made me more aware of what I spend and to be careful about what I spend.</s>MICHAEL MASSEY: I'm cheap, so it really doesn't change it much. I'm cheap.
Voices: Americans Discuss How Worries Over Economy Have Affected Personal Spending