query: when was contactless payment introduced in the uk

pos: Contactless payment The Co-operative Bank, Nationwide Building Society and The Royal Bank of Scotland Group. Visa payWave, American Express Expresspay, and MasterCard Contactless are examples of contactless credit cards which have become widespread in the U.S. and UK. The first contactless cards in the UK were issued by Barclaycard in 2007. , there are approximately 58 million contactless-enabled cards in use, in the UK, and over 147,000 terminals in use though this is growing in numbers and percentages of adoption. Telecom operators are starting to get involved in contactless payments via the use of near field communication phones. Belgacom's Pingping, for example,

pos: Visa Inc. number. In September 2007, Visa introduced Visa payWave, a contactless payment technology feature that allows cardholders to wave their card in front of contactless payment terminals without the need to physically swipe or insert the card into a point-of-sale device. This is similar to the Mastercard Contactless service and the American Express ExpressPay, with both using RFID technology. All three use the same symbol as shown on the right. In Europe, Visa has introduced the V Pay card, which is a chip-only and PIN-only debit card. mVisa is a mobile payment app allowing payment via smartphones using QR code. This

pos: Horários do Funchal e Companhia Lda, Empresa Automobilística de São Martinho Lda, Companhia dos Automóveis de Santo António Lda. In 2006, the company brought 4 electric buses and branded them as "Linha Eco". In 2007 a contactless smart card, called GIRO, was introduced for fare payment. In late 2008, the first low floor buses for urban services arrived As of January 2016 the fleet consisted of 250 buses Horários do Funchal Horários do Funchal is a bus operator based in Funchal, Madeira. They operate Urban and Inter-urban services on the south, central, and north of the island. On 11 April 1985, the Committee

neg: Contactless payment users to make purchases using NFC, which initially required a physical secure element but this was replaced by host card emulation which was introduced in Android 4.4 (KitKat). Softcard (formerly known as Isis mobile wallet), Cityzi and Quick Tap wallets for example, use a secure SIM card to store encrypted personal information. Contactless payments with enabled mobile phones still occur on a small scale, but every month an increasing number of mobile phones are certified. In February 2014, MasterCard announced that it would partner with Weve, which is a joint venture between EE, Telefónica UK, and Vodafone UK, to focus

neg: London Underground travellers was £66.5 million. In 2014, TfL became the first public transport provider in the world to accept payment from contactless bank cards. The Underground first started accepting contactless debit and credit cards in September 2014. This was followed by the adoption of Apple Pay in 2015 and Android Pay in 2016, allowing payment using a contactless-enabled phone or smartwatch. Over 500 million journeys have taken place using contactless, and TfL has become one of Europe's largest contactless merchants, with around 1 in 10 contactless transactions in the UK taking place on across the TfL network. This technology, developed in-house

neg: Contactless payment Although Mobil has since merged with Exxon, the service is still offered at many of ExxonMobil's stations. Freedompay also had early wins in the contactless space with Bank of America and McDonald's. McDonald's, KFC, Burger King, Boots, Eat, Heron Foods, Pret a Manger, Stagecoach Group, Subway, AMT Coffee, Tesco, Asda and Lidl are among the retailers offering contactless payments to their customers in the UK. In March 2008, Eat became the first restaurant chain to adopt contactless. Major financial entities now offering contactless payment systems include MasterCard, Citibank, JPMorgan Chase, American Express, KeyBank, Barclays, Barclaycard, HSBC, Lloyds Banking Group, FreedomPay,

neg: Transport for London as an Oyster card, including the use of capping and reduced fares compared to paper tickets. The widespread use of contactless payment has meant that TfL is now one of Europe's largest contactless merchants, with around 1 in 10 contactless transactions in the UK taking place on the TfL network. Transport for London also accepts Apple Pay in the same way as contactless payment cards, the fares would be the same as those charged on a debit or credit card and customers would benefit from the same daily capping. Since then, TfL has become the most popular Apple Pay merchant

neg: Contactless payment has a stored value account and via a partnership with Alcatel-Lucent's Touchatag provides contactless payment functionalities. In January 2010, Barclaycard partnered with mobile phone firm Orange, to launch a contactless credit card in the UK. Orange and Barclaycard also announced in 2009 that they would be launching a mobile phone with contactless technology. In October 2011, the first mobile phones with MasterCard PayPass and/or Visa payWave certification appeared. A PayPass or payWave account can be assigned to the embedded secure element and/or SIM card within the phones. Google Pay is an application for devices running Google's Android OS, which allows

neg: Transport for London following the UK launch. Google Pay can also be used across TfL's network, working in the same way as contactless cards.. Users can track their spending on TfL services from the app and through adding their original contactless card to their 'Contactless and Oyster' account on the TfL website. Samsung Pay is also available on use on the TfL's Network working in the same way as contactless payment cards. Users can track their spending on TfL services through adding their original contactless card to their 'Contactless and Oyster' account on the TfL website as well as in the Samsung Pay

neg: Fares and ticketing on the Mass Rapid Transit (Singapore) 1 December 2002, making Singapore one of the first cities to implement contactless smart card payment on all main modes of public transportation, similar to Hong Kong. The ticketing system uses the EZ-Link and NETS FlashPay contactless smart cards based upon the Symphony for e-Payment (SeP) system for public transit built on the Singapore Standard for Contactless ePurse Application (CEPAS) system. This system permits up to 4 card issuers to provide for the market. The EZ-Link card was introduced on 13 April 2002 as a replacement to the original TransitLink farecard, while its competitor, the NETS FlashPay card, entered the

neg: Oyster card of Europe's largest contactless merchants, with around 1 in 10 contactless transactions in the UK taking place on the TfL network. In 2016, TfL licensed their contactless payment system to Cubic, the original developers of the Oyster card, allowing the technology to be sold to other transport providers worldwide. In 2017, licensing deals were signed with New York City, New South Wales and Boston. The same requirement to touch in and out on underground services applies to contactless cards. The same price capping that applies to the use of Oyster cards applies to the use of contactless cards (provided the

neg: New York City Subway transit travel. Unlimited-ride MetroCards are available for 7-day and 30-day periods. One-day "Fun Pass" and 14-day cards were also introduced, but have since been discontinued. In April 2016, MTA solicited proposals for a contactless "New Fare Payment System" to replace the MetroCard by 2022. On October 23, 2017, it was announced that the MetroCard would be phased out and replaced by a contactless fare payment system also by Cubic, with fare payment being made using Apple Pay, Google Pay, debit/credit cards with near-field communication technology, or radio-frequency identification cards. The October 23 announcement calls for the expansion of this system

neg: Contactless smart card security for international travel. Contactless smart card readers use radio waves to communicate with, and both read and write data on a smart card. When used for electronic payment, they are commonly located near PIN pads, cash registers and other places of payment. When the readers are used for public transit they are commonly located on fare boxes, ticket machines, turnstiles, and station platforms as a standalone unit. When used for security, readers are usually located to the side of an entry door. A contactless smart card is a card in which the chip communicates with the card reader through

neg: Contactless smart card around 2005, a major application of the technology has been contactless payment credit and debit cards. Some major examples include: Roll-outs started in 2005 in the United States, and in 2006 in some parts of Europe and Asia (Singapore). In the U.S., contactless (non PIN) transactions cover a payment range of ~$5–$100. In general there are two classes of contactless bank cards: magnetic stripe data (MSD) and contactless EMV. Contactless MSD cards are similar to magnetic stripe cards in terms of the data they share across the contactless interface. They are only distributed in the U.S. Payment occurs in a

neg: Proximity card for contactless payment systems, history data for time and attendance or biometric templates. When used without encoding data, only with the card serial number, contactless smartcard have similar functionalities to proximity cards. Passive 125 kHz cards, the more widely used type which were described above, are powered by radio frequency signals from the reader device and so have a limited range and must be held close to the reader unit. They are used as keycards for access control doors in office buildings. A version with more memory, contactless smartcards, are used for other applications: library cards, contactless payment systems, and

neg: Contactless payment the floor limit of 25 EUR a PIN is required to confirm the transaction. In 2016, contactless payments start to become even broader with wearable technology devices also offering this payment feature. In 2018, the Westpac Banking Corporation in Australia revealed contactless payment statistics from 2017 and claimed in the report that contactless payments approached saturation point by being used in over 90% of purchases. The Australian St.George Bank reported 94.6% usage for the same period. Depending on the economic space, there may be a payment limit on single transactions, and some contactless cards can only be used a certain

neg: Verifone unattended environments. The MX 760 accepts both magnetic track and EMV chip cards using its hybrid card reader and encrypted pin pad and supports various value-added services. The company's contactless peripherals enable upgrades of existing payment systems for contactless payment acceptance. These contactless modules, including the QX 1000 and the QX 700, support various contactless payment schemes. The QX 1000 is a countertop contactless module that enables merchants to upgrade existing payments systems to enable acceptance of contactless payments without having to replace their existing POS terminal estate. The company's QX 1000 is designed to provide ‘Plug and Play’ integration

neg: RuPay Mastercard.. A contactless payment technology feature that allows cardholders to wave their card in front of contactless payment terminals without the need to physically swipe or insert the card into a point-of-sale device. This is an EMV-compatible, "contactless" payment feature similar to Mastercard Contactless, Visa Contactless and the ExpressPay, with both using RFID technology. All three use the same symbol as shown on the right. Contactless can currently be used on transactions up to and including ₹2000. RuPay Cards got a major boost through the Pradhan Mantri Jan Dhan Yojana as RuPay cards were issued to all Jan Dhan accounts.

neg: EE Limited would be jointly introducing the UK's first contactless mobile payments system for consumers by early summer 2011. Everything Everywhere expanded its contactless mobile payments arm by announcing a deal with Mastercard on 28 August 2012 that would see the two companies work together on introducing Near field communication (NFC) technology and other mobile payment technologies into the UK. Everything Everywhere sustained its involvement in the future of NFC technology in the UK by announcing a joint venture between itself, Vodafone and O2. The joint venture was designed to be a "single point of contact" for all those involved in increasing

neg: Contactless payment on mobile payments. The partnership will promote the development of "contactless mobile payment systems" by creating a universal platform in Europe for it. In September 2014, Transport for London's Tube began accepting contactless payment. The number of completed contactless journeys has now exceeded 300m. On Friday 18 December, the busiest single day in 2015, a record 1.24m journeys were completed by over 500k unique contactless cards. In 2016 Erste Group launched an NFC only debit card implemented as a sticker in Austria. It can be used at any NFC supporting terminal for transactions of unlimited amount however for transactions over

neg: American Express card, bear resemblance to those on United States Federal Reserve Notes. In 2005, American Express introduced ExpressPay, similar to Mastercard Contactless and Visa payWave, all of which use the symbol appearing on the right. It is a contactless payment system based on wireless RFID, where transactions are completed by holding the credit card near a receiver at which point the debt is immediately added to the account. All three contactless systems use the same logo. The card is not swiped or inserted into a smart card reader and no PIN is entered. Many merchants, in the U.S. and globally, now

neg: Contactless payment a set maximum amount per transaction, known as a "floor limit". Limits may vary between banks. Contactless payment Contactless payment systems are credit cards and debit cards, key fobs, smart cards, or other devices, including smartphones and other mobile devices, that use radio-frequency identification (RFID) or near field communication (NFC, e.g. Samsung Pay, Apple Pay, Google Pay, Fitbit Pay, or any bank mobile application that support Contactless) for making secure payments. The embedded chip and antenna enable consumers to wave their card, fob, or handheld device over a reader at the point of sale terminal. Contactless payments are made in

neg: Oyster card and credit cards on London Buses on 13 December 2012, expanding to the Underground, Tram and the Docklands Light Railway in September 2014. Since 2016, contactless payment can also take place using contactless-enabled mobile devices such as phones and smartwatches, using Apple Pay and Android Pay. TfL designed and coded the contactless payment system in-house, at a cost of £11m, after realising existing commercial solutions were inflexible or too focused on retail use. Since the launch of contactless payment in 2012, over 500 million journeys have been made, using over 12 million contactless bank cards. Consequently, TfL is now one

neg: Mastercard had been used in the past (the familiar card logo, resembling a Venn diagram, remained unchanged). A new corporate tagline was introduced at the same time: "The Heart of Commerce". In August 2010, MasterCard expanded its e-commerce offering with the acquisition of DataCash, a UK-based payment processing and fraud/risk management provider. In March 2012, MasterCard announced the expansion of its mobile contactless payments program, including markets across the Middle East. In spring 2014, MasterCard acquired Australia's leading rewards program manager company Pinpoint for an undisclosed amount. Mastercard teamed with Apple in September 2014, to incorporate a new mobile wallet feature

neg: Contactless payment Contactless payment Contactless payment systems are credit cards and debit cards, key fobs, smart cards, or other devices, including smartphones and other mobile devices, that use radio-frequency identification (RFID) or near field communication (NFC, e.g. Samsung Pay, Apple Pay, Google Pay, Fitbit Pay, or any bank mobile application that support Contactless) for making secure payments. The embedded chip and antenna enable consumers to wave their card, fob, or handheld device over a reader at the point of sale terminal. Contactless payments are made in close physical proximity, unlike mobile payments which use broad-area cellular or WiFi networks and do not

neg: RFID skimming RFID skimming RFID skimming is a method to unlawfully obtain someones payment card information. Modern payment cards have a built in chip that transmits the cards' information wirelessly. This is because it is necessary in order to enable contactless payments, which has become increasingly popular during recent years. Criminals can take advantage of this new technology by using a scanner that wirelessly scans the victim's payment card in the same way that a cash register scans it, when making a contactless payment. These scanners are legal and can be bought in regular electronics stores. Most modern mobile phones running Android

neg: Contactless payment users of its Mastercard Contactless-brand RFID credit cards. EMV is a common standard used by major credit card and smartphone companies for use in general commerce. Contactless smart cards that function as stored-value cards are becoming popular for use as transit system farecards, such as the Oyster card or RioCard. These can often store non-currency value (such as monthly passes) in additional to fare value purchased with cash or electronic payment. Mobil was one of the most notable early adopters of a similar technology, and offered their "Speedpass" contactless payment system for participating Mobil gas stations as early as 1997.

neg: Ziosk security and encryption key management for credit card payments and implementing drivers for the magnetic stripe reader hardware. Ziosk hardware is fully compliant with Payment Card Industry Payment Application Data Security Standards (PCI PA-DSS) 1.1 and Payment Application Best Practices (PABP) 1.4 standards. In 2017, Ziosk introduced its second generation tablet, the Ziosk Aurizon. This tablet features a single slot that can read either magstripe or EMV credit and debit cards, support for contactless payments, and a PIN pad for cards requiring a PIN. For existing Ziosk tablets in the field, Ziosk also introduced the Smart Battery, which adds EMV

neg: Payment terminal swiping the card through the terminal. In the late 1990s, this started to be replaced by smart cards where the chip was embedded in the card. This was done for added security and required the card to be inserted into the credit card terminal. In the late 1990s and early 2000s contactless payment systems were introduced and the payment terminals were updated to include the ability to read this these cards using near field communication (NFC) technology. There are 3 main global players who offer both a wide range of payment terminals, sell worldwide, and continue to develop to the

neg: OnePulse the event of unauthorised use of their card. Shops that participated with the contactless payment scheme were: In addition, many traditional retailers (e.g. corner shop operators) also accepted the cashless element of OnePulse and other contactless payment methods through contactless payment terminals provided by Barclaycard merchant services. As of September 2012, the card was no longer available to new customers. The official website redirected to a page for existing customers only. In February 2014, Barclaycard announced that the OnePulse card would be withdrawn from use and all functionality would cease after 30 June 2014. Customers had their OnePulse card replaced

neg: Tesco phrase became the standard marketing speak for Tesco as it expanded domestically and internationally under Leahy's leadership, implying a shift by the company to focus on people, both customers and employees. A core part of the Tesco expansion strategy has been its innovative use of technology. It was one of the first to build self-service tills and use cameras to reduce queues, and an early adopter of NFC contactless payment card technology. In 2016, Tesco developed a mobile payment wallet, PayQwiq using both NFC contactless and barcode technology to allow payment using mobile phones in-shop (along with supporting other contactless

neg: Clover Network It also features an EMVCo compliant Contactless payment interface which enables it to support Apple Pay among other contactless payment modes. The device has an ergonomic handle with an integrated barcode scanner - with an external wireless mobile printer accessory designed to keep the device lightweight and reduce fatigue. Clover's third hardware product, the Clover Mini was launched by First Data on June 16, 2015. Like Clover Mobile, Clover Mini is a PCI PTS 4.0 approved, EMVCo compliant contact and contactless next generation payment device. Clover Mini has a built-in receipt printer and is designed to be a terminal replacement

neg: Mastercard Asia at Standard Chartered Bank has been appointed as Senior Advisor at Mastercard Mastercard was listed as one of the best companies to work for in 2013 by Forbes. In 2016, Mastercard UK became one of 144 companies who signed the HM Treasury's Women in Finance Charter, a pledge for balanced gender representation in the company. Mastercard Contactless (formerly branded Paypass) is an EMV-compatible, "contactless" payment feature similar to American Express' ExpressPay, and Visa payWave. All three use the same symbol as shown on the right. It is based on the ISO/IEC 14443 standard that provides cardholders with a simpler

neg: Belarusbank Pay service for its customers. The service is available to holders of personal Mastercard debit cards of Belarusbank. It is provided free of charge, Internet access is not required to perform a payment, payments with the use of the Samsung Pay service are quicker as compared to ordinary cards. On March 1 Belarusbank introduced a mobile payment service Belarusbank Pay for its customers, which allows holders of Mastercard or Maestro payment cards to perform contactless payments using their mobile phones. The project is carried out in cooperation with the Mastercard payment system. The BELARUSBANK Pay service developed on the basis

neg: Mass Rapid Transit (Singapore) Council (PTC) will review distance-based fare transfer rules to ensure they continue to facilitate "fast, seamless" public transport journeys. The review of distance-based fare rules on MRT lines is expected to be completed in the first quarter in 2018. The ticketing system uses the EZ-Link and NETS FlashPay contactless smart cards based upon the Symphony for e-Payment (SeP) system for public transit built on the Singapore Standard for Contactless ePurse Application (CEPAS) system. This system allows for up to 4 card issuers in the market. The EZ-Link card was introduced on 13 April 2002 as a replacement for the original

neg: Heritage Bank photography is required. Entries are accepted in two main categories. The first is the open category where the choice of subject is up to the photographer. The second is the themed category which changes annually and entries are open to the photographer's interpretation of the theme. The Photographic Awards celebrated their 30 year in 2018. Heritage Bank partnered with M.J. Bale and Visa in 2014 to create a suit with a contactless payment chip and antenna fused into the sleeve, giving men the ability to pay for anything by waving their sleeve over a contactless payment terminal. The contactless payment

neg: Debit card in Taiwan and a few locations in Japan as of 2016. Non-contactless payments require a PIN instead of a signature. Cards from a few banks support contactless payment with Smart Pay. Debit cards are widely accepted from different debit card issuers including the Network International local subsidiary of Emirates Bank. In the UK debit cards (an integrated EFTPOS system) are an established part of the retail market and are widely accepted both by bricks and mortar stores and by internet stores. The term EFTPOS is not widely used by the public; debit card is the generic term used. Debit cards

neg: Apple Pay while for instant payment systems, the funds are transferred within seconds or minutes. Apple Pay Apple Pay is a mobile payment and digital wallet service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. It is supported on the iPhone, Apple Watch, iPad and Mac. It digitizes and can replace a credit or debit card chip and PIN or magnetic stripe transaction at a contactless-capable point-of-sale terminal. Apple Pay does not require Apple Pay-specific contactless payment terminals; it works with any merchant that accepts contactless payments. It is very similar to

neg: EFTPOS cash withdrawals, and not all merchants offer the facility. Bank debit cards and other credit cards do not currently offer a contactless payment facility. ePAL is developing a contactless payment system for debit cards based on EMV technology as well as an extension of debit cards for use for on-line transactions, and a mobile payment system. Using contactless debit cards on tap-and-go terminals routes the transaction through the more expensive credit card system instead of the EFTPOS route, adding to the cost to the merchant, and ultimately the consumer. The name and logo for EFTPOS in Australia were originally owned

neg: Apple Pay Apple Pay Apple Pay is a mobile payment and digital wallet service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. It is supported on the iPhone, Apple Watch, iPad and Mac. It digitizes and can replace a credit or debit card chip and PIN or magnetic stripe transaction at a contactless-capable point-of-sale terminal. Apple Pay does not require Apple Pay-specific contactless payment terminals; it works with any merchant that accepts contactless payments. It is very similar to contactless payments already used in many countries, with the addition of two-factor authentication

neg: Payment card embed a hologram to avoid counterfeiting. Using smart cards is also a form of strong security authentication for single sign-on within large companies and organizations. EMV is the standard adopted by all major issuers of smart payment cards. Proximity card (or prox card) is a generic name for contactless integrated circuit devices used for security access or payment systems. It can refer to the older 125 kHz devices or the newer 13.56 MHz contactless RFID cards, most commonly known as contactless smartcards. Modern proximity cards are covered by the ISO/IEC 14443 (proximity card) standard. There is also a related ISO/IEC

neg: NETS (company) to a predetermined amount (S$30, S$40 or S$50) when it runs low or when there is insufficient stored value on the card to make payment at all MRT and LRT stations, public buses, ERP gantries and EPS (upgraded) carparks. NETS EFTPOS is a nationwide infrastructure that enables DBS, HSBC, Maybank, OCBC, POSB, UOB and Standard Chartered Bank customers to make purchases at points-of-sale using their ATM cards. The NETS EFTPOS service is available at more than 102,000 acceptance points throughout Singapore. NETS Unified POS was introduced to accept contact/contactless, credit and debit payments on one terminal. The terminal accepts NETS,

neg: OKKO than 80 per cent of purchases are done with FISHKA card. In 2013, a project on co-brand Visa FISHKA cards, exclusive international payment cards of Raiffeisen Bank Aval, was realized. It combines banking payment card and ordinary FISHKA card with contactless payment technology of Visa payWave. In this regard, the Company started installation of bank terminals serving contactless cards of different payment systems at OKKO filling stations. Overall, at the end of 2013 FISHKA card served over 1,400 outlets throughout Ukraine. The number of registered FISHKA card users increased to 1 985 639. A la minute, Pasta mia, Hot-café. This

neg: MPeso MPeso MPeso was a mobile money transfer and payment company based in Nicaragua. It operated the prepaid rechargeable contactless smart card system for all the Managua's intra-city buses. MPeso began operations in Nicaragua in 2011 as the first mobile money transfer and payment company in the country. In 2013, the company implemented the new digital fare-collection system for Managua's intra-city buses using rechargeable contactless smart cards. The new system was designed by LECIP Arcontia AB, a Swedish producer of contactless smart card products and solutions for automatic fare collection. All of the 834 city busses in Managua will be equipped

neg: LG Pay LG Pay LG Pay is a mobile payment and digital wallet service by LG Electronics that lets users make payments using compatible phones and in the future are other LG-produced devices. The service supports contactless payments using near-field communications, but also incorporates wireless magnetic communication that allows contactless payments to be used on payment terminals that only support magnetic stripe and normal contactless cards. The service was launched in South Korea on June 02, 2017 and is awaiting confirmation if it would be launched overseas. LG Pay was developed from the intellectual property of Dynamics and has announced plans since

neg: Istanbulkart Istanbulkart istanbulkart is a contactless smart card for fare payment on public transport in Istanbul, Turkey. It was introduced on March 23, 2009 in addition to, and to eventually replace, the Akbil, an integrated electronic ticket system (Akbil iButtons are now being phased out as of 2015). The card was developed and put into practice by the information technology company Belbim of the Metropolitan Municipality. The Istanbulkart is valid for boarding buses, funiculars, LRT, subway, commuter trains, ferryboats and trams operated by the Metropolitan Municipality and private companies. Cash payment on these transport systems is not possible. Reduced fees are

neg: Zoloti Vorota (Kiev Metro) the westbound train departs at 00:30. The entire Kiev Metro system uses the same methods of payment for transit via each station; plastic tokens, temporary paper contactless cards, and reloadable plastic contactless cards. In June 2015, the station was outfitted with Paypass functionality, a contactless payment service from MasterCard. It is one of seventeen strategic stations of the metro system to use this technology, making Kiev the fifth rapid transit system in the world to incorporate this technology. Notes Footnotes Zoloti Vorota (Kiev Metro) Zoloti Vorota () is the 29th station of the Kiev Metro system that serves the Ukrainian

neg: TransLink (South East Queensland) were 23 zones. On 19 December 2016, the number of zones was reduced to eight. At the same time, a new fare structure was introduced that included: There are 11 zones in Cairns and 15 zones in Mackay. TransLink offers a contactless fare payment card called go card. It requires passengers to touch the card on a card reader at the start and end of each journey, and when transferring between services. The fare is automatically calculated based on the difference between the highest zone number and the lowest zone number recorded for the journey. A journey can comprise any

neg: Smart card insecure enough for the United States to invest in the technology. The adaptation of EMV's increased significantly in 2015 when the liability shifts occurred in October by the credit card companies. "Contactless" smart cards do not require physical contact between a card and reader. They are becoming more popular for payment and ticketing. Typical uses include mass transit and motorway tolls. Visa and MasterCard implemented a version deployed in 2004–2006 in the U.S., with Visa's current offering called Visa Contactless. Most contactless fare collection systems are incompatible, though the MIFARE Standard card from NXP Semiconductors has a considerable market share

neg: Nayax Nayax Nayax Ltd. is an Israel-based company which sells cashless, telemetry, management, monitoring and business intelligence (BI) products for the vending and unattended sales industries. Nayax’s main product is a point of sale (POS) product that accepts swipe, contact or contactless card payment methods. In April 2014, Nayax purchased InOne Technologies LLC, based in Maryland, currently operating as the US subsidiary of Nayax Ltd., now known as Nayax LLC. In July 2016, Nayax acquired VendSys In August 2016, Nayax's product VPOS was awarded Best Payment System in the UK 2016 Vendies by Vending International. In December 2016, SafeCharge International Group

neg: Ticketer time via GPRS. Since early 2017 Ticketer has fully supported contactless payment, and has been used on buses in order to introduce such technology. The system collects such payments from one customer into one large transaction, which cuts down on charges received when dealing with card payments. Around the same time, separate 2D barcode scanners were introduced and can be added on to the system, and barcodes have started to be printed on certain types of ticket. There are four types of ticket machine sold under the Ticketer brand, with different hardware designs for different purposes. All hardware is manufactured

neg: Redhill railway station 2. There is an additional Shere FASTticket machine at the platform 3 exit. Trains at Redhill are provided by Southern, Thameslink, Great Western Railway. On rare occasions, Southeastern operate services between Charing Cross and Hastings via Redhill. The typical off-peak service is On 11 January 2016, payment using Oyster and contactless payment cards was introduced at Redhill, as part of the Oyster extension from Merstham to Gatwick Airport. The station is outside of the London Fare Zone area, and special fares apply. An engine shed, turntable and locomotive coaling and servicing facilities were installed by the South Eastern Railway in

neg: Contactless payment number of times before customers are asked for their PIN. Contactless debit and credit transactions use the same chip and PIN network as older cards and are protected by the same fraud guarantees. Where PIN is supported, the contactless part of the card remains non-functional until a standard chip and PIN transaction has been executed. This provides some verification that the card was delivered to the actual cardholder. Under fraud guarantee standards U.S. banks are liable for any fraudulent transactions charged to the contactless cards. Because no signature or PIN verification is typically required, contactless purchases are typically limited to

neg: National Payments Corporation of India has Magnetic stripe (for Backward compatibility), EMV chip.The RuPay card is now accepted at all the ATMs, Point-of-Sale terminals and most of the online merchants in the country. More than 300 cooperative banks and the Regional Rural Banks (RRBs) in the country have also issued RuPay ATM cards. Rupay Contactless is a contactless payment technology feature that allows cardholders to wave their card in front of contactless payment terminals without the need to physically swipe or insert the card into a point-of-sale device. BHIM is a mobile app act as Client software for Unified Payments Interface. Unified Payments Interface is

neg: LG Pay looks akin to a regular credit card. As of the launch, there are no further updates if such system would still push through. In 2018, it is reported that LG Pay would be launched in United States. LG Pay LG Pay is a mobile payment and digital wallet service by LG Electronics that lets users make payments using compatible phones and in the future are other LG-produced devices. The service supports contactless payments using near-field communications, but also incorporates wireless magnetic communication that allows contactless payments to be used on payment terminals that only support magnetic stripe and normal contactless

neg: Technology of the New York City Subway would begin designing a new contactless fare payment system to replace the MetroCard. The system would probably use phone- and bank card-based payment systems like Apple Pay and Android Pay. In April 2016, MTA solicited proposals for a contactless "New Fare Payment System" to replace the MetroCard by 2022. The replacement system was planned for partial implementation as early as 2018. In October 2017, the MTA started installing eTix-compatible electronic ticketing turnstiles in 14 stations in Manhattan. The eTix system, already used on the Long Island Rail Road and Metro-North Railroad, allows passengers to pay their fares using their phones.

neg: Wirex 2017, Wirex raised $3 million in a Series A funding round from the Fintech fund established by Japanese financial giant SBI Group. In April 2018, Wirex announced contactless debit cards and became the industry's first major wallet and card provider to add new Litecoin functionality, augmenting its existing Bitcoin and traditional currency capabilities, in recognition of the rapidly growing adoption of Litecoin as a payment method. Wirex Wirex is UK-based provider of cryptocurrency wallets linked to physical and virtual Visa debit cards, as well as cryptocurrency and traditional currency exchange and payment solutions. The company has offices in London, Singapore,

neg: Card security code embedded on the card but is manually entered by the cardholder during point-of-sale (card present) transactions. Contactless card and chip cards may electronically generate their own code, such as iCVV or a "dynamic" CVV. CSC was originally developed in the UK as an eleven character alphanumeric code by Equifax employee Michael Stone in 1995. After testing with the Littlewoods Home Shopping group and NatWest bank, the concept was adopted by APACS (the UK Association of Payment Clearing Services) and streamlined to the three-digit code known today. MasterCard started issuing CVC2 numbers in 1997 and Visa in the United States issued

neg: Card reader not acceptable for most access control applications. The use of contact smart cards as physical access control is limited mostly to parking applications when payment data is stored in card memory, and when the speed of transactions is not as important. A contactless smart card uses the same radio-based technology as the proximity card, with the exception of the frequency band used: it uses a higher frequency (13.56 MHz instead of 125 kHz), which allows the transfer of more data, and communication with several cards at the same time. A contactless card does not have to touch the reader or

neg: Coffee Republic Steven Bartlett, the former shareholder who ousted the company's founder, had stepped down as chief executive. In August 2008 the first bar in Kuwait opened. In September 2008, a contactless payment trial was launched, a new quick and easy way to pay for purchases of £10 and under using OneTouch payment. In December a contactless loyalty card trial was launched with sQuid. The company's first bar opened in Jeddah, Saudi Arabia in January 2009 but has since closed. The company was placed into administration in early July 2009 and trading in shares was suspended. At the end of July, following

neg: Verifone harsh environments. These solutions include versions to accept a range of payment options, including mobile wallets, magnetic stripe, EMV chipcard or NFC or other contactless payment schemes. TransitPAY is the company's unattended payment solution that enables implementation of an open fare-collection system for riders to pay with a wave or tap of almost any contactless card or NFC-enabled phone, with connectivity to control turnstile gates where applicable. TransitPAY is designed for public transportation environments, including bus, train, and subway. The company's MX 760 is an all-in-one OEM module with graphic display and audio features that integrates into a range of

neg: Swatch movement are additionally equipped with a near-field communication (NFC) chip to accommodate contactless payment. In November 2015, Swatch and Visa Inc. announced a partnership to enable NFC financial transactions using the Swatch "Bellamy" wristwatch. As an improved second generation, Swatch introduced model "Pay" for the Chinese market in July 2017. Unlike the "Bellamy", model "Pay" can be programmed and activated in Swatch shops using a Cloud Computing service operated by several Chinese banks. Swatch introduced Sistem51 at Baselworld 2013 as "the world's first mechanical movement with entirely automated assembly." The movement uses 51 components anchored to a central screw with

neg: Contactless smart card cards can be used for identification, authentication, and data storage. They also provide a means of effecting business transactions in a flexible, secure, standard way with minimal human intervention. Contactless smart cards were first used for electronic ticketing in 1995 in Seoul, South Korea. Since then, smart cards with contactless interfaces have been increasingly popular for payment and ticketing applications such as mass transit. Globally, contactless fare collection is being employed for efficiencies in public transit. The various standards emerging are local in focus and are not compatible, though the MIFARE Classic card from Philips has a large market share

neg: Apple Pay limit' using contactless cards (such as the current £30 limit in the United Kingdom and the C$100 limit in Canada), the use of CDCVM can enable merchants to accept transactions higher than these amounts using Apple Pay, providing their terminal software is updated to support the latest network contactless specifications. Apple Pay implements the Contactless EMV standards from the major payment card networks and should work at any merchant that supports contactless payments worldwide, regardless if they specifically advertise Apple Pay acceptance or if Apple Pay support is offered by card issuers in that country. However, due to provisioning differences

neg: MPeso with fare collection systems using MIFARE PLUS smart cards and ARC3300T5 ticket validators from LECIP Arcontia AB. A total of 600,000 smart cards will be distributed. MPeso MPeso was a mobile money transfer and payment company based in Nicaragua. It operated the prepaid rechargeable contactless smart card system for all the Managua's intra-city buses. MPeso began operations in Nicaragua in 2011 as the first mobile money transfer and payment company in the country. In 2013, the company implemented the new digital fare-collection system for Managua's intra-city buses using rechargeable contactless smart cards. The new system was designed by LECIP Arcontia

neg: NETS (company) eCommerce was launched in 2016 to provide a quick and affordable end-to-end solution to set up webstores. The solution is integrated with secured payment options using eNETS Debit and Credit. NETSPay is a digital wallet app. Launched in October 2017, it introduces 2 new payment options, NETS Contactless and NETS QR. NETS Contactless is supported on Android devices via NFC and HCE, and NETS QR is supported on Android & iOS devices via QR code. ATM cardholders can digitise their bankcards with the app, replacing the debit card chip and PIN transaction at point-of-sale terminals that have been upgraded to

neg: Microsoft Pay Microsoft Pay Microsoft Pay (previously Microsoft Wallet) is a mobile payment and digital wallet service by Microsoft that lets users make payments and store loyalty cards on certain devices. Making payments is currently supported on the Microsoft Edge browser. Microsoft Pay does not require Microsoft Pay-specific contactless payment terminals, and can work with existing contactless terminals if used on mobile devices. Similar to Android Pay, Microsoft Pay utilizes Host card emulation (HCE) for making in-store payments. The service's original name was also originally used for a credit card manager feature included in Windows 98 and Internet Explorer 5, which required

neg: ScholarChip (company) mobile phones. The NFC technology makes it possible for the ScholarChip’s ID cards to exchange data with smartphones through a contactless swipe or tap. Students can use the cards to check in when they enter their school or sign into class, just by tapping their card against an NFC-enabled phone or kiosk. Previously, these cards could only be read at permanent kiosks equipped with OMNIKEY RFID readers. Also in 2012, ScholarChip partnered with the Philadelphia public transportation system to launch a transit payment system for students. The initiative will let students pay their transit fare via their contactless ID cards.

neg: OnePulse system by waving the card over a reader in participating outlets. Purchases made using either the contactless or standard payment methods were debited directly from the Barclaycard account as opposed to being deducted from the Oyster Pre-Pay account. No PIN was necessary for contactless transactions, providing a similar customer experience to Oyster. The chip in the card contained risk management logic that prompted the cardholder to revert to a normal (contact) chip and PIN transaction from time to time for security. The standard consumer protections associated with credit cards also applied to contactless transactions, so the consumer was protected in

neg: The Key (smartcard) The Key (smartcard) The Key is a contactless smartcard that is being progressively introduced to replace paper ticketing in public transport in Britain. It stores electronic tickets for use on bus and rail services in the United Kingdom, mainly those operated by the Go-Ahead Group. The Key is an ITSO compatible smartcard, ITSO being the UK Department for Transport’s chosen standard for interoperable contactless ticketing. It is also the format that ENCTS concessionary passes are required to be issued in. All Go-Ahead bus services which accept The Key also process ENCTS cards electronically. The Key brand is owned and operated

neg: The Key (smartcard) purchased for single rides, daily, weekly, monthly and season tickets. The key has now been issued to 300,000 customers and is used for over 100,000 journeys per day. The Key (smartcard) The Key is a contactless smartcard that is being progressively introduced to replace paper ticketing in public transport in Britain. It stores electronic tickets for use on bus and rail services in the United Kingdom, mainly those operated by the Go-Ahead Group. The Key is an ITSO compatible smartcard, ITSO being the UK Department for Transport’s chosen standard for interoperable contactless ticketing. It is also the format that ENCTS

neg: Mobile payment core technology, Mobile FeliCa IC, is partially owned by Sony, NTT DoCoMo and JR East. Mobile FeliCa utilize Sony's FeliCa technology, which itself is the de facto standard for contactless smart cards in the country. Other NFC vendors mostly in Europe use contactless payment over mobile phones to pay for on- and off-street parking in specially demarcated areas. Parking wardens may enforce the parkings by license plate, transponder tags or barcode stickers. First conceptualized in the 1990s, the technology has seen commercial use in this century in both Scandinavia and Estonia. End users benefit from the convenience of being able

neg: Sydney Monorail to operate automatically, but after a number of breakdowns soon after opening, it was decided to retain drivers, who occupied the first car of each train. Payment for single journeys was made by tokens inserted into the turnstile. For multiple journeys, customers could purchase pre-paid cards. The first card type was based on magnetic stripe technology and called the METROCard. Shortly before the closure of the Monorail, a new contactless card was introduced called the smart. Delivered in 1987, six trains of seven carriages were built by Von Roll Holding to the Type III specification. Each seated 48 passengers, with

neg: Debit card authenticating transactions together with a card reader for 2-factor authentication on online banking. The majority of Irish Visa Debit cards are also enabled for contactless payment for small, frequent transactions (with a maximum value of €15 or €30). Three consecutive contactless transactions are allowed, after which, the card software will refuse contactless transactions until a standard Chip and PIN transaction has been completed and the counter resets. This measure was put in place to minimise issuers' exposure to fraudulent charges. The cards are usually processed online, but some cards can also be processed offline depending on the rules applied by

neg: Apple Pay the card information manually. Although users receive immediate notification of the transaction, the Apple Pay system is not an instant payment instrument, because the funds transfer between counterparties is not immediate . The settlement time depends on the payment method chosen by the customer. In the United Kingdom, payments using contactless cards are limited to £30 (previously £20 until August 2015) as they have only one-factor authentication. Payments using Apple Pay have two-factor authentication and no transaction limit once retailers have upgraded the software in their terminals to support the latest network contactless specifications. Apple assumes some liability for fraudulent

neg: Microsoft Pay viable contactless payment system in the United States. The new platform allows Microsoft to coordinate directly with financial institutions and credit card issuers to make contactless payments on Windows-based smartphones, beginning in the United States. On November 15, 2017 Microsoft rebranded Microsoft Wallet to Microsoft Pay and allowed payments to be processed through it on Edge. Microsoft Wallet - Official Webpage Microsoft Pay Microsoft Pay (previously Microsoft Wallet) is a mobile payment and digital wallet service by Microsoft that lets users make payments and store loyalty cards on certain devices. Making payments is currently supported on the Microsoft Edge browser.

neg: Marks & Spencer be more than capable of generating additional jobs to replace those lost in the public sector, and the redeployment of people to more productive activities will improve economic performance, so generating more employment opportunities", despite recent job cuts of 1,000 staff. This prompted calls for a boycott of Marks & Spencer and the companies represented by the other signatories to the letter. Some Marks & Spencer customers claim that the chain's contactless payment terminals have taken money from cards other than the ones intended for payment. Contactless cards are supposed to be within about 4 cm of the front of

neg: VITAband contactless payment. The designers wanted to set their product apart from others so they integrated contactless payment technology into the band. A user has to set up his Emergency Response Profile (ERP), which includes basic contact information, blood type, allergies, insurance information, medications, and emergency contacts. Annual subscription is required to maintain the Emergency Response Profile (ERP) In the case of an emergency, medical professionals are trained to look for the number on the user's VITAband and then would have instant access to their ERP. It's a simple bracelet that is keyed to a remote website that holds vital information,

neg: CharlieCard RFID tag that would save riders time in passing through MBTA station faregates. The students formed a company called Ring Theory and funded development of the product using a Kickstarter campaign. The Sesame Ring can be ordered online, or purchased in the MBTA Gift Store in Cambridge. The product was developed with full cooperation from the MBTA. CharlieCard The CharlieCard is the payment method for the Massachusetts Bay Transportation Authority (MBTA), and several regional public transport systems in the U.S. state of Massachusetts. It is a MIFARE-based contactless smart card on which the passenger loads fares, and was introduced on

neg: Clipper card Clipper card The Clipper card is a reloadable contactless smart card used for electronic transit fare payment in the San Francisco Bay Area. First introduced as TransLink in 2002 by the Metropolitan Transportation Commission (MTC) as a pilot program, it was rebranded in its current form on 16 June 2010. In 1993, Bay Area Rapid Transit (BART) and County Connection launched a pilot program named Translink (not to be confused with other agencies with that name) that allowed the use of a single fare card between the two systems. The card, which used magnetic stripe technology, was envisioned to one

neg: Transport in the United Arab Emirates Abu Dhabi buses are paid by the Hafilat Card since 2015, which is a contactless smart card to be flashed when entering and exiting the bus at mini-terminals inside of the bus. It is currently only available for bus travellers but will gradually be expanded into the water transport systems and the planned Abu Dhabi Metro, Etihad Rail and the Abu Dhabi Tram System. The Ojra card is used by frequent travellers. The Nol card is a contactless smart card used for Public Transport in Dubai. It is also used for payment on buses between Dubai and other cities. The

neg: CharlieCard CharlieCard The CharlieCard is the payment method for the Massachusetts Bay Transportation Authority (MBTA), and several regional public transport systems in the U.S. state of Massachusetts. It is a MIFARE-based contactless smart card on which the passenger loads fares, and was introduced on December 4, 2006. It replaces the metal token, that last of which was sold at Government Center station on December 6, 2006. The CharlieCard is named after a fictional character in the folk song "M.T.A.", often called "Charlie on the MTA", which concerns a man forever trapped on the Boston subway system – then known as the

neg: Octopus Cards Limited Octopus Cards Limited Octopus Cards Limited () is the operator of the Octopus rechargeable contactless smart card used in an electronic payment system in Hong Kong. Octopus Cards Limited is a wholly owned subsidiary of Octopus Holdings Limited. Established in 1994 under the name of "Creative Star" by the major transportation companies in Hong Kong, Octopus Cards Limited is the operator of the Octopus System and the issuer of Octopus. The Octopus card was introduced in 1997 with the aim of providing a simple way to pay fares on public transport in Hong Kong. Octopus then extended its reach into

neg: Smart card in the U.S. Asia and Europe followed in 2006. Contactless (non-PIN) transactions cover a payment range of ~$5–50. There is an ISO/IEC 14443 PayPass implementation. Some, but not all PayPass implementations conform to EMV. Non-EMV cards work like magnetic stripe cards. This is common in the U.S. (PayPass Magstripe and Visa MSD). The cards do not hold or maintain the account balance. All payment passes without a PIN, usually in off-line mode. The security of such a transaction is no greater than with a magnetic stripe card transaction. EMV cards can have either contact or contactless interfaces. They work as

neg: Kowloon–Canton Railway the main payment method for travel on its network, replacing the Common Stored Value Tickets. Octopus cards are rechargeable, contactless smart cards, thus the value of the money is digitally stored in the card, and the amount can be automatically calculated and deducted by Octopus card readers. The system was originally proposed and introduced by the MTR. It has been extended to different services such as minibuses, franchised buses, supermarkets, and fast food restaurants. It has the potential to be further developed in other fields of services. The older, traditional magnetic ticketing system is also still in use for single

neg: Stagecoach in Oxfordshire deckers as a result of the co-ordinated timetables and reduced frequencies to be introduced under the quality partnership. As newer buses joined the Oxfordshire fleet, the Enviro400H hybrids were transferred first to Oxford – Rose Hill route 3, then to Kidlington – Headington route 700 and now to Oxford – Cowley – Headington route 10. In October 2016 Stagecoach announced the introduction of new electronic ticket machines to enable passengers to pay by contactless payment card or by smartphone using Apple Pay or Android Pay. Stagecoach in Oxfordshire was the first Stagecoach division to receive these new machines for both

neg: Istanbulkart international standards such as ISO/IEC 7816 and ISO/IEC 14443 and is built using NXP's DESFire technology. Its use is planned to be extended to payments at municipality operated parking lots and theatres, as well as for privately owned taxis, Dolmuş (share taxis) and movie theatres. The personalized type of the smart card can also be used in a more general form for admission to an event or establishment or for municipality provided social welfare purposes. Istanbulkart istanbulkart is a contactless smart card for fare payment on public transport in Istanbul, Turkey. It was introduced on March 23, 2009 in addition

neg: Near-field communication Near-field communication Near-field communication (NFC) is a set of communication protocols that enable two electronic devices, one of which is usually a portable device such as a smartphone, to establish communication by bringing them within 4 cm (1.6 in) of each other. NFC devices are used in contactless payment systems, similar to those used in credit cards and electronic ticket smartcards and allow mobile payment to replace or supplement these systems. This is sometimes referred to as NFC/CTLS (Contactless) or CTLS NFC. NFC is used for social networking, for sharing contacts, photos, videos or files. NFC-enabled devices can act as

neg: Visa Electron it. The card number and validity as well as cardholder name are printed rather than embossed, thus the card cannot be used in a card imprinter - for card-present transactions the card requires a magnetic stripe reader, chip and PIN reader or contactless payment terminal. Visa Electron Visa Electron is a debit card available across most of the world, with the exception of Canada, Australia, Ireland and the United States. The card was introduced by Visa in 1985 and is a sister card to the Visa Debit card. The difference between Visa Electron and Visa Debit is that payments with

neg: IZettle company to accept contactless payments in the UK. This card reader also accepts all major cards including MasterCard, Visa and American Express. iZettle offers a software solution, the iZettle app, to record, manage and analyze sales. The first version of the iZettle app was launched in 2011 but then only supported iOS. Since 2012 the iZettle app is also available for Android. With iZettle’s app merchants can analyze credit card transactions and relay detailed information, i.e. top selling products and average payment volume. In September 2016, iZettle acquired Intelligentpos to expand from mobile payments to broaden their suite of products

neg: Stagecoach Yorkshire were added on service 52, Woodhouse – Hillsborough. In October 2017, three Volvo B9R Plaxton Elites were added for the X10 between Barnsley, Darton and Leeds. These were transferred from National Express and have leather seats. USB charging and contactless payment. Stagecoach Yorkshire Stagecoach Yorkshire is an operating division of Stagecoach UK Bus. It was formed in 2005 to take over the former Traction Group fleets in Yorkshire by Stagecoach Group, which took over Traction from Frank Carter on 14 December 2005; Yorkshire Traction, Yorkshire Terrier and Barnsley & District. Since then the geographical coverage of the division has changed,

neg: London Underground ticketing Rail, London Tramlink and Bus services. Operation of the system is exactly the same as the Oyster smartcard; customers should touch their card on the validation devices (entry/exit gates, passenger validators) at the start and again at the end of their journey to ensure the correct fare is paid. Only adult, non-discount, "Pay As You Go" fares are available with Contactless payment cards. Travelcards may not be loaded onto a Contactless payment card as they may be with Oyster. Unlike Pay As You Go on Oyster (where the stored value held on the card is adjusted as the passenger touches

neg: Heathrow Terminals 2 & 3 tube station maintain a presence at Heathrow. Until 2012, free transfer was not possible between terminals, in contrast to the Heathrow Express. In January 2012, free travel was introduced for Oyster card and contactless payment card holders between the Heathrow stations on the Piccadilly line. Journeys from Heathrow Terminals 2 & 3 or Heathrow Terminal 5 to Terminal 4 via the Piccadilly line require a change at Hatton Cross (this journey is free, despite Hatton Cross not being part of the free travel zone). As of March 2012, the station had undergone renovation works which featured an extended control room, all six

neg: Oyster card points of their journey to calculate the fare due. Users must touch the Oyster card only once at the point of boarding: as London buses have a flat fare of £1.50 (which allows for unlimited bus journeys within an hour from the point of touching in), there is no need to calculate an end point of the journey. In July 2016, cash became the deprecated form of payment for travel on London Buses, with TfL heavily promoting the use of a contactless card or Oyster card. All major contactless cards are accepted which carry the 'contactless symbol', however tourists are

neg: Oyster card been issued of which around 7 million are in regular use. More than 80% of all tube journeys and more than 90% of all bus journeys use Oyster. Around 38% of all Tube journeys and 21% of all bus journeys are made using Oyster pay as you go. Use of single tickets has declined and stands at roughly 1.5% of all bus journeys and 3% of all Tube journeys. Since the launch of contactless payment in 2012, over 500 million journeys have been made using contactless, using over 12 million contactless bank cards. Oyster PAYG is now valid at c2c

neg: QR code payment app which is then read by a scanner mounted on the turnstile. Standards also exists to determine the content of the payment QR codes like the EPC QR code in Europe. QR code payment QR code payment is a contactless payment method where a payment is performed by scanning a QR code from a mobile app. This is an alternative to doing electronic funds transfer at point of sale using a payment terminal. This avoids a lot of the infrastructure traditionally associated with electronic payments such as payment cards, payment networks, payment terminal and merchant accounts. To use a QR

neg: MyRapid Card MyRapid Card The My Rapid Touch 'n Go is a contactless smart card used for the payment of public transportation fares of Rapid KL services in Malaysia, with limited use in the parking payments for Rapid KL Park N Ride facilities. Introduced in July 2011, it is extended to LRT Sri Petaling Line and LRT Kelana Jaya Line on November 2011 as well as Monorail Line on February 2012. Rapid Kuantan buses in Pahang adopted the MyRapid card in 2015. The My Rapid card was initially planned to be also accepted on the MRT Sungai Buloh-Kajang Line once the Semantan-Kajang

neg: Curve (payment card) and can be made using EMV, magnetic stripe or contactless payment. In July 2017, Curve rolled out a feature on the app allowing users to retroactively change their selected payment card for a transaction as old as 14 days. Curve (payment card) Curve (also known as the Curve card) is a payment card that aggregates multiple payment cards through its accompanying mobile app, allowing a user to make payments and withdrawals from a single card. Curve, which owns and operates the card and for which the card is named, was founded in 2015 by Shachar Bialick. The company secured seed

neg: QR code payment QR code payment QR code payment is a contactless payment method where a payment is performed by scanning a QR code from a mobile app. This is an alternative to doing electronic funds transfer at point of sale using a payment terminal. This avoids a lot of the infrastructure traditionally associated with electronic payments such as payment cards, payment networks, payment terminal and merchant accounts. To use a QR code payment the consumers scans the QR code displayed by the merchant with their phones to pay for their goods. They enter the amount they have to pay and finally submit.

neg: Dartford railway station Transport for London extended the London fare zones to add Dartford to zone 8, thus allowing Oyster and Contactless payment methods to be used there. The typical off-peak service from the station is: Arriva Kent Thameside Routes 414, 423, 455, 477, 480, 490 serve the station. Fastrack routes A and B serve the station. London Buses Routes 96, 428 and 492 serve the station. London Travelcards and Bus Passes are valid on these throughout the entire route. Dartford entered the TfL zonal Oyster/contactless system on Sunday 6 September 2015, in Zone 8. Whilst season tickets, daily capping and contactless weekly